Downloadable Resources

Loan Application & Disclosures

 Loan Application

 Agency Authorization Form

 Borrower Certification Form

 Mortgage Broker Fee Disclosure Agreement

 Home Loan Disclosure Notification Form

 Privacy Policy Disclosure

 Impound/Escrow Account Agreement Disclosure

 RESPA Disclosure

 4506T - Request for IRS Tax Return Transcripts

Mortgage Loan Program Disclosures & Handouts

 The Simple Facts About Loans

 When Your Home is on the Line - Understanding Home Equity Lines of Credit

 Home Equity Loan Disclosure

 Consumer Guide to Private Mortgage Insurance

 Consumer's Guide to Adjustable Rate Mortgages (Federal Reserve Handout)

 A Consumer's Guide to Mortgage Refinancing (Federal Reserve Handout)

 Interest Only Payments and Payment Option ARMs, Are they Right for Me? (Federal Reserve Handout)

Other Disclosures & Handouts

 Our Lending Policies

 10 Steps to the Home Loan Application Process

 Important Real Property Tax Dates

 Consumer Information on Methods of Holding Title to Real Property

 Consumer Guide to Understanding Foreclosure

 Foreclosure Facts

 Foreclosure Timeline

*Disclaimer: All downloadable resources available above are not intended nor should they be considered to be legal or tax advice. They are merely provided as additional general consumer information. For information or advice regarding a consumer's specific situation it is strongly recommended that consumers seek the advice of a legal and/or tax professional.